13 July 2026
Who is responsible for what the AI says?
Thorir Aron Stefansson, founder of annasvarar.is
A customer asks the chat on a car rental website: “Is collision insurance included in the price you advertise?” The answer comes at once: “Yes, it is included.” He books, shows up at the counter, and there it turns out the insurance costs extra. He points at the chat. The person behind the desk cannot say: “That was not me, that was the software.” To the customer, the rental company said it.
There is the short answer, and it does not change whether the words came from a person or from an automatic reply: the business is responsible for what is said in its name. You do not pass that off to the software or to whoever built it. When an AI answers on your website, it speaks for you, and any promise it makes is your promise.
Responsibility does not move, and it is not new either
It is tempting to treat this as a new problem the technology invented. It is not, quite. A new summer hire can also quote the wrong price or promise something the company cannot keep, and the business is responsible for that too. People make mistakes, and nobody runs a company on the belief that they never will.
What is new is the scale and the speed. An automatic reply talks to everyone, around the clock, and if one wrong pattern is loose it reaches many customers before anyone notices. So the real question is not who gets the blame afterward. It is how you keep the answers on the right side from the start, and what happens when something goes wrong anyway.
What decides whether you stay in control
The difference between an AI you can stand behind and one that lands you in trouble comes down to a few things, and they are all in your hands.
- Where the answers come from. A general chatbot that guesses fills the gaps with text that sounds right. An AI that answers only from your own knowledge has no business straying past what you have told it. That is the heart of it, and a wrong answer is worse than none goes deeper into why.
- Whether it can say it does not know. A system that stays quiet rather than guessing keeps you out of most trouble. Guessing is exactly what creates responsibility you never meant to take on.
- What happens in the edge cases. Exceptions, complaints, price negotiations, anything that calls for judgment belongs with a person. A good handoff and real-time takeover mean the automatic reply is not improvising solutions to the things that carry the most risk. More on that in the piece about when a team member takes over the chat.
- Whether you can see what was said. You cannot answer for what you cannot see. When every conversation is logged, a dispute becomes a matter of looking it up, not one word against another.
- What it is allowed to learn. If the answers change on their own, you have lost the thread. An approval step means nothing enters her knowledge without you.
None of this makes the error rate zero. No person does either. The goal is to make wrong answers rare, to catch them when they slip through, and to keep the path for fixing them clean.
Frequently asked questions
Am I responsible for what the AI tells my customers? Yes. To the customer, and in practice, it speaks in the name of the business. That is why it matters so much where it draws its answers from and what it is allowed to say.
Can I blame the software if an answer turns out to be wrong? Not toward the customer. They saw the business answer. Internally you can trace what happened and fix it, but the responsibility facing outward sits with you.
What should the AI do when it does not know the answer? Say it does not know and hand the matter to the team, not guess. That is the difference between an answer you stand behind and one you have to apologize for.
Can I see what was said to a customer? Yes, every conversation is logged. If a dispute comes up, you simply read the conversation back and see exactly what passed between them.
This is why Anna answers the way she does
Anna answers only from your own knowledge, so the answers are yours from the start. When the answer is nowhere to be found she says she does not know and passes the matter on with a summary, rather than making something up. You review and approve what she learns, so nothing enters her knowledge without you. When a person needs to step in, a team member can take over the conversation in real time and answer directly. And every conversation is logged, so you can always see what was said.
Responsibility stays with you. That is not a flaw, it is the nature of it: you are the business. A well set up AI does not take the responsibility off your shoulders, it keeps you from having to shoulder it by surprise.
See how Anna works or try the chat right now, no signup needed. Related reading: why a wrong answer is worse than none and when a team member takes over the chat in real time.